One of the most important questions I ask new clients.
It always helps clients visualise the tangible and real aspects of a somewhat grey (pardon the pun) area.
Cutting through the noise and potentially confusing aspects of superannuation, money, assets and investing, this question and others about you easily helps start the process, making it become far more clear on what you actually want and need.
Aside from dignity and independence to enjoy the best years of your life, of course – they’re both a given.
With the right questions, I have found that clients largely come up with answers themselves on what is proper and best for them and how their retirement will look, and the ‘money’ aspect fades into the background of considerations.
Don’t get me wrong, the available capital, family wealth, income requirements and fiscal goals are crucial, but analysing appropriate financial strategies, structures, tax & legal, and intergenerational considerations for our clients’ secure retirement lifestyle is our job.
After your health, your financial position, peace of mind, protection and security and successful investment deployment are all key aspects in your life that must be kept in order; however, the reason or suitability for any strategies, structures and appropriate investment portfolios all have to originate from one critical source – you.
Your own unique personal situation, your needs, dreams, plans, hopes and potentially family considerations will shape any strategy or structures that we may recommend, so that you achieve a stress-free retirement with little, or better still, no money worries.
And, if life throws you a curve ball or complexities arise, by ensuring you retain control and have complete transparency at all times it means you’ll have confidence that things are flexible with contingencies and available resources in place to sail through unhindered – all of course in communication with and assistance of your adviser to ensure your overall strategies, portfolios and situation remain relevant or reviewed as needed.
Our job is to take the complexities and worry off your shoulders, so that for you it is simple and you can literally enjoy the golden age that retirement ought to be.
(And if you wish to read more, please check out our website https://grwadvisory.com.au)
We support wealthy individuals and family groups by working with you to create a direction, structure, strategy and security for your wealth and a retirement that is right for you, your values and your legacy.
If you require further information on how to get started or any of the above has struck a chord with you, feel free to reach out any way you wish (LinkedIn, telephone, email or other). I have clients all over Australia and the world, and always happy to have an initial discussion without cost or obligation.
*The above is general information only and not personal advice. For further information or a confidential discussion, please contact the author directly.
